Declining Job-Based Health Coverage in the United States and California: A Crisis for Working Families

Due in large part to skyrocketing premiums, job-based health coverage—a cornerstone of our health care system—has eroded over the past five years. For every 10% increase in premiums costs, 1.4 million fewer working family members receive job-based insurance. Most adults losing such coverage become uninsured, while most children move to public coverage. This report both documents and forecasts trends in job-based health care coverage that will be of interest to policy makers, health care analysts, and concerned citizens in California and nationally.