Health Care

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The Labor Center’s health care research aims to inform federal, state, and local policymaking to improve access to health coverage and make health care more affordable for workers and their families. Our research especially examines policy impacts for California low-income and immigrant working families and communities of color. Many of our publications include projections from the California Simulation of Insurance Markets (CalSIM) model, jointly developed with the UCLA Center for Health Policy Research.

Our factsheet for calculating Modified Adjusted Gross Income under the Affordable Care Act is available here.

Who is and isn’t insured, coverage affordability, job-based health coverage, the ACA, Covered CA, and Medi-Cal.

Affordability of coverage and care, underlying cost trends, and solutions.

Access to health coverage for immigrant families, undocumented Californians, and those with DACA.

California Simulation of Insurance Markets model projections, reports, and methodology.

Research & Publications

Miranda Dietz, Laurel Lucia, Srikanth Kadiyala, Tynan Challenor, Annie Rak, , , Dylan H. Robyand Gerald F. Kominski

California’s Uninsured in 2024: Medi-Cal expands to all low-income adults, but half a million undocumented Californians lack affordable coverage options

California continues to make remarkable progress in expanding access to health coverage, including by expanding Medi-Cal eligibility for low-income undocumented residents. Yet, we project there will be 520,000 uninsured undocumented residents who earn too much for Medi-Cal and do not have employer coverage. This group remains categorically excluded from enrolling in Covered California and cannot receive federal subsidies to make coverage more affordable.

Laurel Lucia

Many California family child care providers will now be better able to afford health care

This blog post outlines the assistance offered by the recently-established Child Care Providers United California Workers Health Care Fund, summarizes recent findings from a David Binder Research/ California Health Care Foundation survey that underscore the need for this new health care investment for family child care providers, and discusses how the program will improve affordability for providers and benefit California as a whole.

Miranda Dietz, Tynan Challenorand Srikanth Kadiyala

Fact Sheet: Fixing the Family Glitch in California — Projections from the California Simulation of Insurance Markets

Proposed federal regulations would fix the family glitch by extending subsidies to spouses and children offered unaffordable family coverage through an employer. The employee would still be excluded from subsidies if their cost for single coverage through their employer was affordable. We use the California Simulations of Insurance Markets (CalSIM) model to project for 2023 how many people would fall into the family glitch in California, how many would be newly eligible for a positive dollar subsidy, and how many would enroll in Covered California with subsidies under the family glitch fix.

Miranda Dietzand Laurel Lucia

What’s at Stake for California Health Care Affordability in the Inflation Reduction Act?

The Inflation Reduction Act (IRA) currently being considered by Congress would improve health care affordability for many Californians by addressing high and rising drug prices and by extending the improved premium affordability assistance to Covered California enrollees that began in 2021. The extension of federal premium assistance would also unlock additional state-financed affordability help to reduce how much Covered California enrollees pay out-of-pocket when they access care.

Press Coverage

Richmond Pulse

Universal Healthcare Could ‘Save Money and Save Lives’

“I think sessions like this are an important step towards educating voters about the impacts of a single-payer system,” said Laurel Lucia, director of the health care program at the UC Berkeley Labor Center and a member of the Healthy California For All Commission. “With a change as big as single-payer, there’s a lot of education needed.”

California Healthline

Many Families With Unaffordable Employer Coverage Now Eligible for Covered California Subsidies

Estimates from the UCLA Center for Health Policy Research and the UC Berkeley Labor Center show that 391,000 Californians previously excluded from subsidies in Covered California would be eligible for them under the new rule. Of those, an estimated 149,000 would likely enroll in a Covered California plan. Those switching from an employer-sponsored plan would save an average of $1,478 per person in 2023, according to the two centers.