The American Rescue Plan substantially increases premium subsidies for coverage purchased through health insurance exchanges like Covered California. We project that these subsidies will help over 1.6 million Californians, including 151,000 individual market enrollees who will qualify for subsidies for the first time and 135,000 uninsured people who will become insured.
Research and Policy Assistant
Tynan Challenor joined the Labor Center’s Health Care Program team in August 2020. He contributes to the California Simulation of Insurance Markets microsimulation model (CalSIM) and conducts health policy research. He came to the Labor Center after completing a year-long fellowship in local government with the City of San José, where he worked on the connection between maternal, child, and adolescent health and gang violence. He holds a bachelor’s degree in biology and a master’s degree in biomedical informatics from Stanford University.
Even after the American Rescue Plan (ARP) substantially increases premium subsidies for health insurance coverage purchased through Covered California, large inequities remain in who has access to affordable coverage. Nearly 3.2 million Californians will remain uninsured in 2022, or about 9.5% of the population age 0-64, according to our projections. The highest uninsured rates will be among undocumented Californians (65%) and those eligible only for insurance through Covered California (28%).
The ACA covered millions of people and reduced the racial and ethnic disparities in health coverage in California; to take away these coverage options especially during a global pandemic and recession would exacerbate racial and ethnic inequality in California.