Job-Based Health Coverage

Comment submitted to the Internal Revenue Service on proposed regulation that would address the ACA “Family Glitch.”

Proposed federal regulations would fix the family glitch by extending subsidies to spouses and children offered unaffordable family coverage through an employer. The employee would still be excluded from subsidies if their cost for single coverage through their employer was affordable. We use the California Simulations of Insurance Markets (CalSIM) model to project for 2023 how many people would fall into the family glitch in California, how many would be newly eligible for a positive dollar subsidy, and how many would enroll in Covered California with subsidies under the family glitch fix.

The Medi-Cal redetermination process has been paused during the COVID public health emergency. As a result, many more individuals have newly enrolled in Medi-Cal than disenrolled, increasing Medi-Cal enrollment by almost 2 million since the beginning of the pandemic. This blog post summarizes (1) the available estimates of the potential reduction in Medi-Cal enrollment once the PHE is unwound and redeterminations have been completed, and (2) the likely eligibility for and enrollment in private coverage among those losing Medi-Cal.

This blog post focuses on one policy idea currently being considered by state policymakers to address rising health care costs – creating an Office of Health Care Affordability.

Testimony from Assembly hearing on California’s current health care system.

This is the eighth post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.”

This is the seventh post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.”

This is the sixth post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.” In our last post, we explored the challenges associated with…

This is the fifth post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.” As described in the last blog post, premiums for job-based…

This is the fourth post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.” Over the last ten years, the cost of job-based health…

This is the third post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.” Job-based coverage remains the most common form of health coverage…

This is the second post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.” While our blog series will primarily focus on Californians with…

This is the first post in the Labor Center’s blog series “Rising Health Care Costs in California: A Worker Issue.” California workers with job-based health coverage are feeling the pain…

Instead of cost containment, the most likely outcome of the excise tax is that workers will bear the brunt of this tax through increased copays and deductibles.

A new study by researchers at UC Berkeley and UCLA projects how changes to federal law that remove the Affordable Care Act (ACA) individual mandate penalty in 2019 could significantly impact California’s record-breaking health coverage gains.

We project that between 150,000 and 450,000 more Californians will be uninsured in 2020, growing to between 490,000 and 790,000 more uninsured in 2023, compared to the projected number if the ACA penalty had been maintained.

In this report, we present data for the state of California on the union advantage in wages and employer-sponsored health and retirement benefits for women, workers of color, and immigrants.

Despite historic progress, more work is needed to make coverage affordable.

Testimony from Assembly hearing on California’s current health care system.

If the ACA is repealed or weakened, self-employed Californians and small business employees would disproportionately suffer.